Our Plans

AIHS HMO offers a diverse range of plans designed to meet various needs, from basic emergency and laboratory services to comprehensive coverage including maternity, surgical, dental, radiological, and physiotherapy services. Additional benefits such as feeding support, gym memberships, ambulance, and mortuary services are also included. Moving from the more affordable Topaz plan to the premium Diamond plan means increased coverage and peace of mind for individuals and families alike.


Topaz Plan

TOPAZ Plan

Coverage Highlights

  • Medical Emergency Services
  • Laboratory Investigations
  • Maternity & Child Services (5 exclusions)
  • Surgical Services (2 exclusions)
  • Eye Services (3 exclusions)
  • Dental Care (4 exclusions)
  • Radiological Services (4 exclusions)
  • Additional Benefits: Feeding

Single Individual

N40,500.00

Family (up to 4 members)

N150,000.00

SAPHIRE Plan

Coverage Highlights

  • Medical Emergency Services
  • Laboratory Investigations
  • Maternity & Child Services (1 Exclusion)
  • Surgical Services (Limited)
  • Eye Services (1 Exclusion)
  • Dental Care (2 Exclusions)
  • Radiological Services (2 Exclusions)
  • Physiotherapy (Limited)
  • Additional Benefits: Feeding, Ambulance Services, Mortuary

Single Individual

N47,000.00

Family (Maximum of 4 )

N180,000.00

Topaz Plan

Emerald Plan

EMERALD Plan

Coverage Highlights

  • Medical Emergency Services
  • Laboratory Investigations
  • Maternity & Child Services
  • Surgical Services (Limited)
  • Eye Services (Limited)
  • Dental Care (Limited)
  • Radiological Services (1 Exclusion)
  • Physiotherapy (Limited)
  • Additional Benefits: Feeding, Gym Services, Ambulance Service, Mortuary

Single Individual

N55,000.00

Family (Maximum of 4 )

N300,000.00

RUBY Plan

Coverage Highlights

  • Medical Emergency Services
  • Laboratory Investigations
  • Maternity & Child Services
  • Surgical Services (Limited)
  • Eye Services (Limited)
  • Dental Care (Limited)
  • Radiological Services (Limited)
  • Physiotherapy (Limited)
  • Additional Benefits: Feeding, Gym Services, Ambulance Services, Mortuary

Single Individual

N70,000.00

Family (Maximum of 4 )

N600,000.00

Topaz Plan

Diamond Plan

DIAMOND Plan

Coverage Highlights

  • Medical Emergency Services
  • Laboratory Investigations
  • Maternity & Child Services
  • Surgical Services
  • Eye Services (Limited)
  • Dental Care
  • Radiological Services (Limited)
  • Physiotherapy (Limited)
  • Additional Benefits: Feeding, Gym Services, Ambulance Services, Mortuary

Single Individual

N320,000.00

Family (Maximum of 4 )

N1,000,000.00