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Getting registered with a Health Maintenance Organization (HMO) in Nigeria is a smart step toward securing affordable and consistent healthcare for yourself, your family, or your staff. HMOs provide access to a network of hospitals and medical services across the country in exchange for an annual or monthly premium.

Step 1: Choose a Registered HMO
Start by researching HMOs licensed by the National Health Insurance Authority (NHIA). Look out for those with a strong reputation, wide hospital coverage, and good customer support. Common names include Ashmed HMO, Avon HMO, among others.

Step 2: Select a Plan
HMOs typically offer various plans—individual, family, student, or corporate. Each plan comes with different levels of coverage. Choose based on your health needs and budget.

Step 3: Provide Required Information
Fill out the HMO enrollment form. You’ll need to provide:

  • Full name and contact details
  • Date of birth
  • Passport photo
  • Choice of primary care hospital
  • Next of kin details

For companies, additional documents such as CAC registration and staff list are required.

Step 4: Pay Your Premium
Payment can be made annually or monthly, depending on the HMO. Once your payment is confirmed, your HMO ID card or number will be issued.

Step 5: Start Using Your Benefits
With your ID, you can begin accessing healthcare services at your chosen hospital under the HMO’s network.

Registering for an HMO is simple, yet life-changing. Don’t wait until a health emergency—get covered today!

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